• Specialist Life Insurance for People with Pre-Existing Medical Conditions

    Independent. Compassionate. Professional.

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At Your Life Protected we specialise in obtaining Life Insurance cover for people with past or present medical conditions. We pride ourselves on providing a friendly, professional service, with no high-pressure sales techniques. We know how difficult it can be for people who have pre-existing conditions to secure cover at a reasonable price. After many years of working in this market, we know where to look to find the right cover, saving you time and money.

Specialist Cover

We are experts in securing Life Insurance for people with medical conditions, meaning we know where to find you the most appropriate cover at the best possible price.

Annual review service

Life changes and so do your Life Insurance needs. We aim to keep in touch regularly, to make sure that you are never paying more than you have to for the cover you need.

Personal advisor

Our team of highly skilled experts are here to guide you through the complex world of Life Insurance. Your will be assigned a personal advisor, who will help you at each step of the process.

Speak to one of our team of experts today to see what we can save you and how we can help to get you and your family covered.

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Conditions we cover

Arthritis Life Insurance

Life Insurance for people with Osteo, Rheumatoid & Psoriatic Arthritis. Talk to our experts today.

Diabetes Life Insurance

Specialist Life Insurance for people with Diabetes. Get a Quote.

Multiple Sclerosis Life Insurance

Our Life Insurance Experts can help secure cover for people with Primary, Secondary Progressive and Relapsing Remitting Multiple Sclerosis.

Angina Life Insurance

Our specialists can help secure you an Angina Life Insurance policy at a great price. Get a Quote today.

Heart Disease Life Insurance

We take the time to get to know your situation, meaning we're able to keep premiums at a minimum for Heart Disease sufferers.

Obesity Life Insurance

Life Insurance for people with a high BMI. Specialist cover for people who are Overweight or Obese. Talk to our Experts today.

All conditions we cover:

If you are looking for Life Insurance and you have a medical condition, we can help. Talk to our Life Insurance experts today.

We work with the best

We work with the UK's leading & specialist Life Insurance providers.

  • Aviva
  • Legal & General
  • Liverpool Victoria
  • Royal London
  • Scottish Widows
  • The Exeter
  • Vitality
  • Zurich
  • Guardian
  • Shepherds Friendly
  • HSBC Life
  • Holloway Friendly

I regard myself as a very active and healthy individual, and so was very surprised to find previous quotes (around £25.00 per month) so overly inflated from the standard persons cover. Mike Derham promptly picked up my email query and was courteously sympathetic towards my situation. Without making any promises he quickly reassured me that there should be much better offers available in the market, and kept me regularly updated with the progress of any applications he made on my behalf. Having already spent a fair amount of time filling out forms for various different applications I was pleasantly surprised when it became clear there was very little I needed to do from my end until a new provider had been identified. As it transpired, Mike found me a brilliant deal - not only bettering my previous best quote, but bringing it down by over 50%. Now I am paying almost £15.00-per-month less than what I would've with the other insurer, which will save me around £170 per year! Furthermore, after a brief hold-up on the insurers part in getting the required documentation out to me, my first month's charges were waived as a result of the inconvenience, after Mike flagged this up with them directly. I can't recommend YourLifeProtected enough to anyone that feels they aren't getting a fair deal when it comes to cover. They not only restored my faith in the insurance industry, but also left me feeling extremely satisfied - and without costing me a single penny!

Paul from Woolwich