Angina Life Insurance

Navigating Life Insurance Options After an Angina Diagnosis

Living with Angina presents unique challenges, especially when it comes to safeguarding your family’s future with life insurance. It can be difficult to know what options are available, and what level of financial support you should be seeking. You might be concerned you won’t get any cover, or the cost of your premiums will increase substantially. At Your Life Protected, we provide the answers, guidance and the best solutions for your specific medical background, all in one place.

What is Angina?

Angina is chest pain that happens when the heart muscle doesn’t get enough oxygen-rich blood and is usually a symptom of underlying heart disease. Angina can feel like tightness, squeezing, pressure, or pain in your chest. It can also occur in your shoulders, arms, neck, jaw, or back. The condition is typically caused by:

• Coronary artery disease (CAD) – CAD is the most common cause of Angina and happens when the arteries that supply blood to your heart muscle become hardened and narrowed.
• Microvascular Angina – Microvascular angina can occur because of small blood vessels of the heart not working properly.

The severity and frequency of Angina symptoms individuals experience, will impact the treatment options, these can include:

• Medications: The first port of call when it comes to most angina treatments is to seek treatment and try and control the symptoms using drugs. This would include medications to help relax the blood vessels such as GTN spray and medication to prevent blood clots from forming.
• Angioplasty and Stent Insertion: Depending on the severity of your angina, and the health of the surrounding blood vessels, your doctor may recommend you have an angioplasty and stenting. This procedure widens blocked arteries, in an attempt to improve the blood flow to the heart.
• Coronary Artery Bypass Grafting (CABG): If you are not suitable for an Angioplasty your doctor may instead recommend you have a CABG. This procedure involves taking blood vessels from another area of your body (often the leg, or arm) and using them to bypass the blocked arteries around your heart.

Securing Life Insurance with Angina

If you have been diagnosed with Angina, you may previously have been refused Life Insurance. Different insurance providers have different appetites and are better with certain conditions than others. Just in the same way that one insurance company will be much cheaper for your car insurance than another, so knowing where to look is key. Your Life Protected have helped clients with pre-existing medical conditions for over a decade, we treat every client as an individual and take time to understand their circumstances before offering tailored recommendations:

What we’ll need to know

When we first speak, we’ll investigate the details of your Angina diagnosis, this will help us identify the best available options. We’ll usually ask some of the following questions:

• When you first diagnosed with Angina?
• What type of Angina have you been diagnosed with?
• What is the severity of your Angina and is your condition stable?
• Have you required any surgery or procedures for Angina?
• Have you been admitted to the hospital with Angina?
• How often do you experience symptoms?
• Are you currently receiving any medication to treat the condition?
• Do you have any other pre-existing conditions?

Let us help!

If you’ve been diagnosed with Angina and want to see what options are available, simply submit an enquiry and let one of our experts do the hard work for you.