Angina Life Insurance
Securing Life Insurance may be difficult if you currently or have previously suffered with Angina. Life Insurance companies will very often look to increase your premiums because of Angina. They look at a lot of specifics regarding your condition, including; the severity & frequency of your symptoms, if you have needed surgery and how it impacts you on an ongoing basis. These factors will dictate firstly if cover is available, and secondly, how much the premiums will cost.
As a small, independent Life Insurance broker, we are able to take the time to get to know you and your situation. We find out as much as we can about your Angina, then search the market to find you the most appropriate policy for your needs. This means that in most cases we are able to secure policies and keep premiums at a minimum for Angina sufferers. All Life Insurance providers have different guidelines when it comes to Angina, so knowing where to look in the market is key!
Life Insurance with Angina
Before any applications are submitted, we will run through a number of questions surrounding your Angina & medical situation, an example of the questions we’ll ask are:
- When were you diagnosed with Angina?
- Have you required any surgery as a result of the condition e.g. Stenting?
- Have you ever suffered a Heart Attack?
- How often do you have symptoms of Angina?
- What medication are you taking for the Angina?
- Do you have any other medical conditions?
- Your Height & Weight
Speak to our experts today to find out more about Life Insurance with Angina and get a no obligation quotation.
You can either visit our Get a Quote page or give our specialist team a call on 01275 404268.
- My angina is Stable, will this still affect Life Insurance applications?
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Life Insurance companies will always look at your Angina diagnosis in detail before offering cover. Previous treatment and current medications will all play have an impact in the underwriting process (along with other medical disclosures), but those with Stable Angina will always be looked upon more favourably than someone with Unstable Angina.
- I was just diagnosed with Angina; can I get Life Insurance?
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For those who have recently been diagnosed with Angina, securing Life Insurance may be slightly trickier. This can be down to the fact that often after an Angina diagnosis, there may be new treatments prescribed or even procedures that need to be completed. Every case is assessed individually, so if you’ve recently been diagnosed with Angina, speak with one of our experts.
- How much will Angina affect my Life Insurance premium?
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The price increase for Life Insurance when someone has Angina will depend on a few factors: The severity of the condition, number of vessels affected, frequency of symptoms, treatment and other health factors. Some people may see their price increase by 50% and others may be refused cover altogether. To find out how much you’ll end up paying, speak to one of our experts who can assess your personal circumstances.
