Benefits of Choosing a Specialist Life Insurance Broker
Benefits of Choosing a Specialist Life Insurance Broker
At Your Life Protected we are all about securing the best possible life insurance cover for people with pre-existing medical conditions. As an independent specialist life insurance broker, our mission is to scour the market and identify which insurance company will be most sympathetic to your situation. Some of the more common condition conditions we cover are listed below:
- Asthma
- Arthritis
- Cancer
- COPD
- Depression
- Diabetes
- Epilepsy
- Heart Disease
- HIV
- Hypercholesterolemia
- Hypertension
- Multiple Sclerosis
- Stroke
We often hear from customers that they have had a hard time dealing with big insurance brokers when it comes to pre-existing medical conditions. We thought it was about time we told you how we can help you avoid these stresses.
The common complaints we hear about those of you dealing with the larger brokerages are:
- High Premiums
- Unable to Provide Cover
- Had no understanding of my condition
- Dealing with different people every time
- Pushy sales techniques
Benefits of Your Life Protected
We know that you want comprehensive life insurance cover matched to your condition and we know that you want to keep the cost for your life insurance down too. Every day at Your Life Protected we work hard to secure the best life insurance quotes for you. As we are very specialised, we are able to get great rates for our customers and can also speed up the process of obtaining life insurance cover. We are experts in these types of specialist life insurance – it is what we do day-in-day-out. Our ability to match your needs to the right organisation, whether this is a larger life insurance company or a smaller niche company, is how we get you the best deals.
If you want to find out more about how we can help then call us on 01275 404268.
Here is a full rundown of the benefits of using Your Life Protected:
1. Great knowledge of different insurers underwriting procedures
All Life Insurance Companies in the UK have different underwriting procedures for different medical conditions. Knowing which insurance company will be more sympathetic to your situation can save a great deal of time and money for you.
2. Great medical knowledge
From years of helping people with various conditions, we have made it a priority to know as much as we can about the conditions we cover. At Your Life Protected we engage with charities and medical bodies to constantly expand our knowledge and monitor the latest developments in each field. This medical knowledge means that we can assess your medical history speedily. In turn this allows us to give you an overview of your situation in relation to the cover available.
3. Direct relationships with underwriters
In our years of service we have developed direct and lasting relationships with underwriters. This means that we know how they work and deal with them directly to get the best cover at the best prices for you.
4. Able to compare a wide range of insurance companies (including specialist providers)
We know how stressful and time-consuming it can be trying to find cover that suits your exact needs and at a competitive price. You will want to go to as many insurance companies as possible and get quotes but this is frustrating and can ultimately be fruitless. We do all of this on your behalf.
5. No Pushy Sales Techniques
Our experienced team are not interested in pressurising you – we want to make it as easy as possible to benefit from our service and get the cover required. We know that understanding your needs and matching them to cover is what matters. Your Life Protected do not use any high-pressure sales techniques.
6. Customers will have dedicated agents to deal with their application
At Your Life Protected we will make sure that your application is dealt with by a dedicated specialist agent. It’s best for everyone involved if you have just one contact that knows your situation inside out and will fight to get you the best life insurance cover.
7. Are able to secure cheaper prices than going direct to insurers
As mentioned above, our relationships and knowledge of the underwriters at various insurers means that we know how to get you the best deals. If you don’t believe us, why not get a free quote? You can then see for yourself and of course there is absolutely no obligation.
8. We will continue to review policies for all customers
Once we have arranged for you the most suitable cover, the relationship does not end there. We will continue to review your policy. If you have an existing policy that you are not happy with then there’s every chance we can secure you a better price for the same cover in a very short space of time.
An Example of How Your Life Protected Can Help You
Recently, a client came to us exhausted and frustrated after having spent over three months trying to secure cover with an insurance company. After listening to their situation, getting the necessary details and asking some pertinent questions we had a good understanding of their condition. Your Life Protected were then able to use all of our connections with insurers and contacted a few relevant underwriting departments. Within just one week, we had secured excellent cover for our client.If you would like to talk about your situation or receive a life insurance quote then call us on 01275 404268 or fill out our free online form.