Tachycardia Life Insurance
Life Insurance with Tachycardia
If you’ve been diagnosed with tachycardia, knowing where to look for the best life insurance policy may seem daunting. You might be concerned about higher premiums or the ability to obtain cover altogether. At Your Life Protected, we recognise these worries and specialise in providing tailored solutions for people with pre-existing health conditions such as tachycardia. We’re here to help find the right life insurance policy for your needs, with clear, honest guidance.
Why Securing Life Insurance with Tachycardia Can Be Difficult
The impact of tachycardia on your life insurance application is dependent on your individual circumstances, and on the type of policy you are after. Life Insurance providers often view heart conditions as a higher risk, and this can lead to a variety of challenges. The long-term impact on your heart and overall health will be scrutinised before any cover is offered. Insurers will look into details such as:
- Date of Diagnosis: When were you diagnosed?
- Type of Tachycardia: What type of tachycardia do you have?
- Frequency: How often do you experience episodes of rapid heart rate?
- Severity: How severe are your episodes?
- Symptoms: What symptoms do you experience during these episodes?
- Underlying Causes: Is there an underlying cause of your tachycardia, such as heart disease or thyroid problems?
- Treatment: What current treatments are you undergoing?
The type of tachycardia you have will also play a part in your life insurance application, below are examples of different types of tachycardia:
- Supraventricular Tachycardia (SVT): A general term for a rapid heart rate that originates above the ventricles (lower chambers of the heart). This may include conditions such as Atrioventricular Nodal Reentry Tachycardia (AVNRT) or Atrioventricular Reciprocating Tachycardia (AVRT).
- Ventricular Tachycardia (VT): A rapid heart rate that originates in the ventricles. This can be dangerous and is often caused by underlying heart conditions.
- Inappropriate Sinus Tachycardia (IST): This condition can cause you to have an abnormally hight heart rate without any clear cause. IST can cause some people to experience; shortness of breath, palpitations and fatigue, though may people with IST may experience no symptoms at all.
We understand that securing life insurance if you have tachycardia can seem daunting. However, we are here to remove the stress and confusion. We are focused on providing tailored solutions, with:
- Extensive Knowledge: Our team knows the specific questions insurers will ask and how to best present your condition to secure a positive outcome.
- Strong Relationships: We work with a wide range of mainstream and specialist insurers who have experience working with clients who have heart conditions.
- Individual Focus: We ensure that all our policy recommendations are designed with your individual circumstances in mind, to provide the best possible outcome for you and your family.
- Transparent Quotes: We offer a completely free service, with no-obligation quotes and the support you need to take the right action.
- Simplified Process: By handling the full application, we remove all the hassle and stress for you.
If you have current or historic Tachycardia and would like more information about life insurance, please contact us today for expert advice and a free, no-obligation quote.
