Ovarian Cancer Life Insurance
If you’ve previously been diagnosed with ovarian cancer, you may be concerned about securing reliable and affordable life insurance. It’s true that navigating the insurance landscape can be complex, but it doesn’t have to be. At Your Life Protected, we specialise in helping individuals with pre-existing conditions, like ovarian cancer, find the cover they need to protect their loved ones. We take a fresh look at every client’s situation and will work hard to track down the best available options for you.
Understanding the Challenges of Securing Life Insurance with A History of Ovarian Cancer
Even though long periods of time may have passed since a diagnosis, insurance companies still view historic ovarian cancer as a significant risk factor. They will delve into your historic Ovarian Cancer diagnosis and ask for comprehensive information, such as:
- When was your ovarian cancer diagnosed?
- The specific type of ovarian cancer you were diagnosed with (e.g., epithelial, germ cell, stromal)?
- The Stage ad Grade of your cancer?
- What type of treatment you had? (Surgery, Chemotherapy, Radiation etc.)
- Date of last treatment.
- Did the cancer spread to any other parts of the body, or lymph nodes?
The specifics of your history will directly impact your life insurance application, and considering the outcome will vary from one insurer to the next, knowing where to look for the best outcome can be a daunting and stressful challenge. We aim to take away all the difficulties you might encounter when making an application, by offering:
- Specialist Knowledge: We possess in-depth knowledge of the UK life insurance market and are experienced in helping those with pre-existing conditions secure life insurance.
- Relationships with Specialist Providers: We have established relationships with a wide range of specialist providers, meaning you can be confident we will find a policy that meets your needs.
- Personalised Approach: We tailor all solutions to the individual and fully understand that every client’s needs will be unique.
- Clear Communication: We cut through the jargon and complex language so that you can fully understand all aspects of your policy.
- No-Pressure Service: Our quote service is free, and there is no obligation to proceed with a policy. We aim to be a reliable and supportive voice for every client.
Even if you’ve been refused cover before, don’t pe put off from trying again. Contact Your Life Protected for expert support, honest guidance, and a free, no-obligation quote.
- How soon after finishing cancer treatment can I apply for life insurance?
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It’s likely that insurers will prefer you to have had a significant period of time between your last treatment, and the start of your cover, but this may be dependent on the severity of your condition and is always assessed on a case-by-case basis.
- Will having a history of ovarian cancer affect the cost of my premiums?
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It is likely to have an impact, and as such is it vitally important to seek expert advice so we can try to secure you with the best price for your needs.
- What if the cancer has recurred?
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While this will make getting cover more difficult, it is not impossible and we will work hard to find you the right cover to meet your needs.
- How does the stage of ovarian cancer that I had affect my policy options?
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The more advanced your condition, the more that is likely to impact your options. Those who have experienced a higher Staging may have a longer period to wait until cover is available and unfortunately pay higher premiums.
