Cardiomyopathy Life Insurance

If you have tried to obtain Life Insurance following a diagnosis of Cardiomyopathy you may have been quoted incredibly high premiums or been refused cover altogether.

At Your Life Protected, our experts have years of experience in finding Life Insurance for people with complex heart conditions, including Cardiomyopathy, and our relationships with the UK’s top insurers mean we’re able to save you time, stress and money in securing the most appropriate cover.

Life Insurance with Cardiomyopathy

There are 3 main types of Cardiomyopathy: Dilated, Hypertrophic & Arrhythmogenic Right Ventricular Cardiomyopathy. 

Due to the complex nature of the condition, all insurers are likely to increase your premium if you receive a diagnosis of Cardiomyopathy. The more mild the condition is for you, the less of an impact you are likely to see on your premiums.

Each insurer will always look at each case individually and assess each risk factor closely. Our expert knowledge of the market and the insurers underwriting conditions is key to ensuring you see the lowest possible impact to the price you pay for cover.

What we will need to know..

During the quote process for Cardiomyopathy life insurance, we will ask you a number of questions to obtain relevant information. The more knowledge we have about you, your condition and your general health and lifestyle factors, the more easily we’re able to identify the most appropriate insurer for you.

Some of the key details we will ask you about include:

  • When you were diagnosed
  • The cause of your diagnosis? E.g. inherited / caused by a viral infection / high blood pressure etc…
  • What treatment you have received
  • Any medications you take to control the condition
  • If you suffer with any symptoms as a result of the Cardiomyopathy
  • The thickness of your heart muscles

Family History

In many cases Cardiomyopathy is inherited. If one of your close relatives (parents or siblings) has been diagnosed with Cardiomyopathy, you may experience an increase in premium for your policy – especially if you have not been screened for the condition.

Not all life insurance companies have the same underwriting conditions, so we will always do our best to track down the most competitive option for you based on your unique circumstances. 

If you have any questions about securing life insurance with Cardiomyopathy or would like to obtain a no obligation quote, call our friendly expert team or request a quote online now.

Get a quote

Call us now to get a quote

01275 404 268

We are available from 9:00am to 5:30pm Monday to Friday

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We work with the best

We work with the UK's leading & specialist Life Insurance providers.

  • AIG
  • Aviva
  • Legal & General
  • Liverpool Victoria
  • Royal London
  • Scottish Widows
  • The Exeter
  • Vitality
  • Zurich
  • Guardian
  • Shepherds Friendly
  • HSBC Life

All conditions we cover:

If you are looking for Life Insurance and you have a medical condition, we can help. Talk to our Life Insurance experts today.