If you’re looking to secure a life insurance policy and you’ve previously had Cancer, you’re likely to face an increase in premiums. The insurers will want to understand the type of Cancer you had, how far it developed, the treatment that you received, and the length of time since your recovery. All these factors affect the level of risk associated with your policy, and will therefore have varying impacts on the cost increase you’ll experience.
According to the NHS, there are over 200 different types of cancer, each with its own methods of diagnosis and treatment. The most common types include lung, breast, prostate, colon and endometrial (womb) cancer. Each type has its own symptoms and treatments and in turn its own prognosis.
As cancer presents differently in each sufferer, it’s unfortunately not possible to say how much of an impact you can expect to see on your life insurance premiums. The insurers will ask you specific questions relating to your experiences in order to come up with a price for your policy.
There are several key questions that you can expect to be asked when looking to secure life insurance after cancer. The following are the most common questions that your life insurance company will ask:
Although many insurers will decline your life insurance application due to the fact that you have had Cancer, it is possible to secure policies at low prices if you know where to look.
Your Life Protected have a wealth of experience in finding life insurance for people who have had Cancer. We know which insurers will be most sympathetic to your situation and the information to provide in order to get a quote at the best possible price.
If you would like to secure Cancer life insurance, you can call our friendly, expert team on 01454 632289 or fill in our online Get a Quote form.
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