Epilepsy Life Insurance
At Your Life Protected, we understand that living with Epilepsy can be extremely difficult, and securing a life insurance policy without inflated premiums can be a challenge. That’s where we come in. We specialise in obtaining life insurance policies for people with pre-existing conditions, including Epilepsy.
Affecting more than 500,000 people in the UK, Epilepsy is the broad name given to the medical condition whereby an individual experiences repeated seizures or ‘fits’. The regularity of seizures depends on the individual and the type of epilepsy, but in severe cases they can occur several times a day.
It is for this reason that epilepsy can be a very disabling condition and the main reason that Life Insurance providers will look to increase Life Insurance premiums.
The condition itself, and the treatment that you are receiving for it will be taken into account by an insurer when they are assessing your insurance application. The impact on premiums can vary hugely depending on these factors.
Life Insurance with Epilepsy
An insurer will need to get an understanding of the type and severity of your Epilepsy before offering a life insurance quote. A number of questions will be asked, including:
- When were you diagnosed with Epilepsy?
- What type of Seizures do you have?
- When did you last experience a seizure?
- How many seizures do you have per year?
The answers to these questions will be taken into consideration by each insurer. Some insurers may be unwilling to quote in certain circumstances, whilst others will offer a quote with a slightly higher premium.
Your Life Protected work with some of the leading life insurance companies in the UK, including some of the more specialist providers. Our close connection with these companies ensures we understand their underwriting procedures extremely well, allowing us to determine which company can offer you the best quote for Epilepsy life insurance.
To get a better understanding of how we can help you to obtain an Epilepsy Life Insurance quote, simply go to our Get a Quote page, or give us a call on 01275 404268.