Telephone Number
01454 633 289

High Value

High Value

High Value Life Insurance

The Life Insurance market can be a bit of a minefield, let alone when you are looking for High Value Life Insurance policies. Knowing where to look for the best service and prices can be tricky. At Your Life Protected, all of our experts have excellent knowledge of the Life Insurance markets and will know where to look to get you a High value Life insurance Policy at the best price with the least amount of hassle.

What you need to know

Every Life Insurance provider in the UK has what they call “age & Sum Assured Limits” in place. This means that once you pass a certain age, you will only be allowed to take out a certain amount of cover before additional medical information is needed. This can include things like:

  • Nurse Medicals
  • Cotinine tests (to make sure you don’t smoke)
  • Doctors reports
  • HIV Test
  • Exercise ECG test (Eco Cardio Gram)
  • Full Blood Profiles

For Example:

A 50 year old looking for £400,000 cover would not need any automatic medical evidence. Whereas a 51 year-old looking for the same level of cover would be required to take part in a Nurse Medical or give consent for the Insurance Company to access their medical records.

All of the Life Insurance providers in the UK have differing limits in place for High Value policies, so if you are looking to get a policy sorted without the hassle of a Nurse medical, speaking to someone who knows the market could save you a great deal of time.

Though we cannot guarantee to secure you a plan without additional medical evidence, we will always try and make the process as smooth and as quick as we can, keeping you updated at every point along the way.

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Let us do the hard work and find the best deals for you

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Need help?

Call our UK Team

Telephone Number
01454 633 289

Benefits

  • We can provide better rates than going direct to an Insurer
  • We are not a call centre – we are a small dedicated business with years of experience
  • Friendly, personal service