At Your Life Protected we always try to insure that our customers have access to some form of protection for their family. Sometime a customer’s medical history will prevent them from securing mainstream forms of life insurance and that’s where the guaranteed acceptance plan comes in. Instead of underwriting all of your medical history upfront, guaranteed acceptance policies will place exclusions on medical conditions suffered and treated within the past 3 years. For some customers this is not ideal, but as many customers have said before “having some cover is better than none at all”.
Why Guaranteed Acceptance?
If you are in good health and are able to secure mainstream life insurance, then a Guaranteed Acceptance plan may not be the best option. If you have struggled to secure cover in the past due to; pre-existing medical conditions, hazardous occupation or hobbies then this may just be the right policy for you.
To obtain a quotation, simply submit your details and one of our experts will be in touch to discuss your options.
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