Ankylosing Spondylitis Life Insurance
At Your Life Protected, we specialise in finding Life Insurance for people who have pre-existing medical conditions, such as Ankylosing Spondylitis.
Securing Cover with Ankylosing Spondylitis
If you have Ankylosing Spondylitis, you may have experienced difficulties securing Life Insurance. Many insurers will impose special terms or even decline cover due to a diagnosis of Ankylosing Spondylitis, so it’s important you speak to a broker with expertise in this area.
There are a number of additional questions we will need to ask you during your application process to gain a full picture of your condition and general health.
These questions will include:
- The date you were diagnosed
- The frequency and Severity or your symptoms
- If you have experienced any complications e.g. Breathing Problems, Organ Damage, Painful Red Eyes etc…
- Information about any treatment you have previously / are currently receiving
- Details of medication you are taking
- Whether you have any surgery planned
- Details of any other conditions – related or unrelated – eg. Cardiovascular disease, Arthritis, Diabetes.
Having the answers to these questions will allow the insurers to take your personal circumstances into account and provide a tailored, accurate quotations.
What Impact will the condition have on my Premiums?
Life Insurance can often be offered to people with Ankylosing Spondylitis. In cases where the condition is well managed and no surgery is planned, there may be only a minimal adjustment to premiums. However, each case is very different and terms can vary drastically from one case to the next, so it’s important to get a quote in order to understand what your personal premiums will look like.
Our experts have a wealth of experience in securing Life Insurance for people with health conditions such as Ankylosing Spondylitis. If you have Ankylosing Spondylitis and would like to get a quote for Life Insurance or Critical Illness cover, call us on 01275 404 268 or fill in our Quote Request form today.
